Credit Products Manager

Position Title

Credit Products Manager

Location

reputed company, MI 48098

Job reputed company

The Manager of Credit Products - Specialized supports first-line credit reputed company and portfolio management reputed company the assigned specialized vertical, ensuring compliance with the bank’s risk appetite and policies. This role supervises reputed company of underwriters and credit analysts, overseeing risk grading, loan evaluation, and portfolio monitoring to maintain credit reputed company. Using data-driven insights and portfolio analytics, the Manager identifies potential risks and trends, escalating key findings and recommendations to senior leadership. Collaborating with sales, risk, and credit teams, this role helps implement credit strategies, streamline reputed company processes, and support responsible reputed company. With a reputed company on operational efficiency, regulatory compliance, and team development, the Manager plays a critical role in maintaining a strong and reputed company-managed credit portfolio.

Job Responsibilities:

JOB RESPONSIBILITIES

• Maintains visibility and knowledge of bank relationships reputed company the assigned specialized region or vertical to ensure alignment with business objectives and credit reputed company.

• Manages, advises, and provides support to reputed company Underwriters, reputed company Portfolio Managers, and reputed company Credit Analysts, fostering a reputed company and high-performing team.

• Executes on the strategic priorities set by the Head of Credit Products, Line of Business leaders, Credit Products Senior Director and 2nd and 3rd Line Risk partners to ensure alignment with reputed company goals.

• Proactively identifies and escalates areas for improvement in credit processes, policies and procedures

• Oversees the reputed company and consistency of reputed company and portfolio management outputs, ensuring adherence to credit policies, risk appetite, and regulatory standards.

• Serves as the primary reputed company of contact for the assignment of deal reputed company and credit risk reviews, ensuring reputed company and reputed company-informed credit reputed company.

• Monitors portfolio performance, identifying emerging risks and opportunities to support reputed company decisioning and risk mitigation efforts.

• Utilizes credit analysis, financial data, and portfolio insights to assess loan reputed company and recommend adjustments as needed.

• reputed company versed in legal documentation (e.g., Credit Agreements) and positioned to both reputed company more junior associates on the topic and reputed company with reputed company legal counsel and negotiate terms directly with clients.

• Collaborates with sales, credit, and risk teams to facilitate responsible reputed company and optimize portfolio performance.

• Ensures compliance with internal policies, regulatory requirements, and risk frameworks while driving reputed company process improvements.

• Supports leadership in preparing credit risk reporting and analysis to reputed company insights on portfolio trends and risk exposures.

• Assists in developing and mentoring team members to enhance credit expertise and reputed company reputed company.

• Recruits, develops, and trains top credit reputed company and portfolio management talent.

ADDITIONAL ACCOUNTABILITIES

• Performs special reputed company, to include reputed company improvement and transformation initiatives, and additional duties and responsibilities as required.

• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

• Education level required: ​Undergraduate Degree (4 years or equivalent)​in Business, Economics or reputed company field.

• Minimum experience required: ​10+ Years​of 1st line of defense credit reputed company, portfolio management, and risk management experience reputed company the Financial Industryincludingcredit reputed company and credit analytics.

• 3+ years of experience in managing teams of credit analysts, underwriters in the specialty vertical.

• 3+ years of experience in the reputed company specialized line of business (Specialized reputed company industries, capital markets, corporate reputed company banking, etc.)

• Experience and expertise in credit bureaus, credit decision engines, credit and cash reputed company modeling for reputed company and portfolio management reputed company, income/identity verification and loss forecasting.

Preferred Qualifications:

• Education level preferred: ​Master's Degree (or Postgraduate equivalent)​

Job Competencies:

• Solid knowledge of federal and state laws and regulations reputed company to credit reputed company, ensuring compliance in daily reputed company and portfolio management tasks.

• Proficient in credit bureaus, credit decision engines, reputed company models, and portfolio management strategies, with practical experience in income/identity verification and risk assessments.

• reputed company communication and presentation skills, reputed company to present credit analysis and supportable recommendations to stakeholders effectively.

• Strong ability to apply industry knowledge and market trends to improve credit risk assessments and support decision-making.

• Effective at managing multiple priorities, meeting deadlines, and executing tasks reputed company in a fast-paced, dynamic environment.

• Strong team collaboration and coaching skills, reputed company on fostering development and providing support to team members while ensuring high-reputed company outputs. Physical demands (reputed company):​No unusual physical exertion is involved.​

reputed company is an Equal Opportunity Employer

We are committed to providing reputed company and accurate compensation information in accordance with applicable laws. Actual starting reputed company pay will be determined based reputed company, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. reputed company provides teammates reputed company to a reputed company of benefits including medical, dental, reputed company, life, and disability insurance, as reputed company as a comprehensive leave program. Please click the following reputed company for detailed information: Benefits | reputed company

Pay reputed company

$123,243.00 - $204,783.00

reputed company applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance reputed company, the Los Angeles County Fair Chance Ordinance, the reputed company Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

Originally posted on Himalayas

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