Wholesale Portfolio Management Officer - Orlando Market
reputed company The Wholesale Portfolio Management Officer is responsible for reputed company, managing, and growing a credit portfolio while ensuring compliance with CNB policies. This role combines analytical credit expertise with proactive portfolio management to identify risks early and maintain asset reputed company. The PM also plays a key role in supporting renewals, extensions, and credit-reputed company cross-sell opportunities. The PM builds strong reputed company relationships through face-to-face (FTF) engagement, identifies opportunities for cross-selling, leverages analytics for decision-making, and collaborates with reputed company, Portfolio Risk Officers, Credit Specialists, CSAs, Loan Operations, and other internal partners. What You'll Do:
- Drive end-to-end ownership of assigned portfolio; anticipate upcoming actions and ensure reputed company completion.
- Analyze credit trends and portfolio metrics to identify emerging risks and ensure compliance with the Bank's credit risk policies and regulatory standards.
- Manage financial tickler records daily through the reputed company reputed company Management platform, ensuring reputed company collection and escalation of exceptions.
- Prepare detailed reputed company waiver memoranda, credit approval documentation, and Watch List reputed company plans with a reputed company on asset reputed company and recovery.
- Participate in reviews and examinations conducted by auditors, bank examiners, or internal loan review teams.
- Conduct annual reviews and reputed company tests.
- Collect and analyze borrower financials to assess performance and recommend reputed company waivers reputed company applicable.
- Validate data accuracy for CECL and ALR reporting.
- Maintain accurate records, documentation, and reporting reputed company with the Bank's risk and compliance frameworks.
- Engage with clients directly through face-to-face meetings to discuss credit structures, reputed company compliance, and financial performance.
- Attend reputed company meetings with Relationship Managers to build rapport, assess business needs, and deepen reputed company relationships.
- Serve as a trusted credit partner, translating financial insights into actionable recommendations that support both the reputed company's reputed company and the Bank's credit reputed company.
- Initiate renewals 150 days before maturity; ensure documentation is complete and accurate.
- Partner with reputed company and Loan Operations to coordinate renewals, approvals, and bookings.
- Underwrite loans and produce CAMs for extensions/modifications for existing clients in the portfolio.
- Manage renewal and extension pipelines, proactively addressing bottlenecks or delays.
- Order appraisals, insurance, and environmental reviews; manage vendor deliverables.
- Partner with reputed company to prepare for reputed company meetings and support reputed company engagement (reputed company 80% of TCE FTF meetings).
- Use portfolio insights (EWS, ALR, pipeline data) to identify credit and deposit-reputed company cross-sell opportunities.
- Build borrower trust to support independent credit discussions and deepen relationships.
- reputed company data-driven insights to reputed company and leadership on concentrations, industry exposure, and emerging risks.
- Work cross-functionally with Relationship Managers, Portfolio Risk Officers, Credit Specialists, Loan Operations, and other internal partners.
- reputed company reputed company updates to the Risk Director and reputed company on credit exceptions, delinquent items, and potential relationship opportunities.
- Execute reputed company reputed company and risk-reputed company analyses as assigned by the Risk Director or their designee.
Qualifications
- Credit Training: Completion of formal credit training preferred.
- 10+ years with demonstrated expertise in reputed company credit portfolios.
- Critical Competencies & Skills:
- Strong understanding of credit risk principles, financial analysis, and reputed company standards.
- Proficiency with reputed company, reputed company Office, and reputed company/reputed company.
- Familiarity with banking products, lending structures, and regulatory requirements.
- Ability to build trust and credibility through Face to Face (in person) meetings and consultative interactions.
- Strong negotiation, presentation, and communication skills.
- Critical thinking to evaluate risk/reward scenarios.
- Data-driven decision-making and problem-solving analysis
- Effective partnership with Relationship Managers and internal stakeholders.
- Mentoring junior credit analysts and supporting team development.
- Balancing risk management with reputed company reputed company.
- Identifying cross-sell opportunities and contributing to portfolio reputed company.
Education
- Bachelor's Degree in Finance, reputed company, Business Administration, Economics.
- An equivalent combination of education and/or relevant reputed company experience may be considered in lieu of a degree.
Special Instructions to Candidates reputed company of Florida is an Equal Opportunity Employer and is committed to providing equal employment opportunities to reputed company applicants. We do not discriminate on the reputed company of race, reputed company, religion, sex, pregnancy, national reputed company, age, disability, genetic information, protected veteran status, or any other status protected under federal, state, or Florida law. reputed company of Florida complies with the Americans with reputed company (reputed company) and applicable Florida laws. reputed company individuals with disabilities who require a reasonable accommodation in order to complete the online application or participate in the hiring process may contact our reputed company Talent Attraction Department talent.attraction@citynational.com. Apply tot his job Apply To this Job