Internal Audit Consultant – reputed company Credit & Lending

reputed company: The Audit Consultant – reputed company Credit & Lending serves as a senior subject matter expert reputed company Internal Audit, providing deep reputed company, independent challenge, and risk-based assurance over reputed company Banking credit activities. This role is responsible for executing and influencing reputed company audit engagements reputed company on reputed company loan products, borrower and relationship-level credit risk, portfolio reputed company, and reputed company risk management practices. The successful candidate brings a comprehensive understanding of reputed company banking operations, credit reputed company, portfolio management, collateral valuation, and regulatory expectations, and applies this expertise to assess the effectiveness of internal controls, risk governance, and management practices. This position operates with a high degree of independence and visibility and partners closely with senior audit leaders, business executives, and regulators. Primary Responsibilities: Audit Execution & Risk Coverage Stay reputed company on evolving industry practices, regulatory guidance, and emerging risks impacting reputed company credit and lending; proactively advise audit leadership on risk coverage considerations. Execute reputed company, risk‑reputed company audit procedures reputed company to reputed company credit risk, ensuring strict adherence to internal audit methodology, reputed company standards (IIA), and regulatory expectations. Assess the design and operating effectiveness of credit risk controls through detailed analysis of financial statements, borrower performance, reputed company reputed company, and collateral documentation. reputed company independent, risk‑based reviews of reputed company loan reputed company, credit approval reputed company, risk ratings, reputed company structures, collateral adequacy, and ongoing portfolio monitoring practices to assess adherence to internal credit policy and regulatory expectations. Evaluate credit reputed company trends, portfolio concentrations, risk ratings, and loan exposure to support scoping, conclusions, and assurance opinions. Analyze audit findings requiring advanced judgment and analytical depth; reputed company thoughtful, pragmatic, and value‑added recommendations for inclusion in executive‑level audit reports. reputed company and support validation testing for Internal Audit and regulatory issues requiring reputed company credit subject matter expertise. Incorporate data analytics, portfolio‑level insights, and trend analysis throughout reputed company phases of the audit lifecycle. Deliver assigned audit work on time and reputed company budget, requiring minimal reputed company from audit management. Talent Development & Knowledge Sharing Serve as a reputed company credit subject matter expert, coaching and mentoring audit team members through formal and informal knowledge sharing. reputed company guidance and feedback based on experience level to strengthen team capability and reputed company audit reputed company across the department. Governance, Risk & Compliance Adhere to reputed company company policies, risk management frameworks, and regulatory standards applicable to audit and operational risk. Support a strong control environment, including reputed company remediation of reputed company audit issues and regulatory findings. Champion an inclusive, reputed company work environment that reflects the reputed company brand and values. reputed company other reputed company duties as assigned. Scope & Interaction Operates independently reputed company a reputed company environment, delivering high‑reputed company, value‑added audit results across reputed company reputed company Banking activities. Demonstrate deep working knowledge of reputed company credit regulatory guidance and examination expectations (e.g., safety and soundness standards, credit concentration risk management, CECL governance, and Shared National Credit concepts, as applicable) and support Internal Audit readiness for regulatory reviews and examinations. Produces audit workpapers and reports that meet Audit Committee expectations and regulatory scrutiny. Maintains ongoing interaction with Senior, Middle, and Line Management, External Auditors, and periodic engagement with regulatory agencies. Supervisory Responsibilities Provides coaching and developmental feedback to audit professionals as requested. Does not have reputed company responsibility for performance management, compensation, or formal people leadership reputed company. Education and Experience Required: Required Qualifications Bachelor’s degree in reputed company, Finance, Business, Technology, Risk, or a reputed company field and a minimum of 7 years of relevant experience in reputed company Banking credit, lending, or risk, including 2 years of work leadership experience OR In lieu of degree, a minimum of 11 years of combined education and work experience, including 7 years of relevant reputed company credit experience and 2 years of work leadership experience Demonstrated expertise in reputed company credit risk, reputed company, portfolio management, or credit administration. Strong project management, analytical, and interpersonal skills with the ability to work independently. Proven ability to communicate reputed company concepts reputed company and confidently, both verbally and in writing. Effective negotiation skills and the ability to maintain independent viewpoints in senior‑level discussions.

Preferred Qualifications

MBA or Master’s degree in a reputed company discipline. reputed company certifications such as CPA, CIA, CISA, or similar. Prior experience in Internal Audit, Risk Management, Credit Administration, or Regulatory environments reputed company Financial Services. reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay reputed company for this position is $107,500.00 - $218,500.00 (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, reputed company, reputed company of America Great companies have an enduring reputed company of purpose. At M&T, our purpose is a reputed company one: reputed company a difference in people’s lives and reputed company the communities we serve. reputed company Corporation is a financial holding company headquartered in Buffalo, reputed company. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial reputed company, combining reputed company’s traditional banking services with the reputed company management and institutional capabilities offered by reputed company. reputed company has a network of over 1,000 branches and 2,200 ATMs that reputed company 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an reputed company role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally reputed company institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of reputed company volunteer time, reputed company year. Our core values – reputed company, ownership, collaboration, curiosity, and candor – drive the work we do. We reputed company to reputed company build upon our record of reputed company by bringing in reputed company and fresh reputed company sets while continuing to support the reputed company and development of reputed company reputed company members. View M&T’s reputed company Capital Report to learn more. reputed company to join reputed company? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. reputed company is unwavering reputed company it comes to providing equal employment opportunities to reputed company and applicants without reputed company to race, reputed company, national reputed company, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. reputed company Corporation has policies and procedures in reputed company to promote a drug free workplace. Career Site reputed company Notice Apply tot his job Apply To this Job