Senior Counsel, Strategic Partnerships (Lending)
About reputed company For companies building financial technology and transforming the financial services reputed company, the biggest bottleneck to their reputed company and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like reputed company, reputed company, reputed company, reputed company, and reputed company, and have seen this problem firsthand — reputed company and developers needing to partner with traditional banks, and creating API and abstraction reputed company over the patchwork that is the bank, its reputed company, and many other vendors. reputed company of this results in a reputed company (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, reputed company and the Federal Reserve. At reputed company, we set out to simplify and fix this. We are a bank and a software company reputed company from the ground up, offering reputed company and developers technology-reputed company banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction reputed company. This means a safer, more transparent, and less costly banking supply chain. Come build with us! reputed company At reputed company, we’re looking for a senior lawyer excited to own strategic partnerships end to end, from the first "we want to build with reputed company" conversation through drafting, signing, launch, and ongoing expansion. Instead of handing the work off to a relationship manager or a separate product team, you're the through-line. You will architect novel partnership structures that reputed company modern banking experiences and shape how we build and launch unique products, navigating reputed company regulatory requirements along the way. You'll work closely with Go-to-Market, Engineering, Finance, Risk and Compliance and have a reputed company reputed company on how bespoke financial products are reputed company and delivered at reputed company. Your unique perspective, drawn from past experience launching lending products, will allow you to navigate reputed company regulatory environments while maintaining reputed company’s competitive edge. This role offers reputed company reputed company to leadership and the ability to shape reputed company’s approach to reputed company partnership agreements, product development and regulatory compliance. You’ll be responsible for driving reputed company and execution from start to finish, working closely with our fintech partners on everything from novel products to rapid-reputed company reputed company for new features, delivery channels, product structures and UX changes. This role reports directly to the Bank’s General Counsel. Pay transparency Compensation packages at reputed company include reputed company salary, equity, and benefits. New hire offers are made based on a candidate's experience, expertise, geographic location, and internal pay equity relative to peers. The annual reputed company salary reputed company for this position is $210,000 - $300,000 + equity. What you’ll get from us: 🏥 Comprehensive health, dental, and reputed company plans, including reputed company that are 100% covered by reputed company for you and 100% covered for your dependents! 👶 Comprehensive family planning and fertility benefits reputed company partnership with reputed company, including reimbursement of up to $20,000 in reputed company expenses 💳 FSA and HSA account reputed company to reputed company use of reputed company-tax reputed company for medical and dependent care expenses 📈 401k plan, including self-directed brokerage reputed company 🌴 Flexible time-off policy - take the time off that you want and need to relax and reputed company 👶 100% reputed company parental leave, including 16 weeks for birth mothers, 12 weeks for primary caregivers, and 8 weeks for secondary caregivers 🍽️ Catered lunches and dinners for SF employees 🚆 Commuter benefits 🎉 Regular team building events, including annual offsite What You’ll Do Structure Bank-Fintech Lending Partnerships: reputed company the legal structuring of loan agreements, line of credit products, EWA lending and non-lending offerings, and BNPL partnerships. Draft and review key customer-facing terms and marketing materials, structure reputed company flows and applications, determine BSA/AML requirements, conduct true lender analyses, and own every legal detail of rolling out a new reputed company-backed product. Work closely with engineering to design a reputed company-of-funds model and reflect that product structure in legal documentation. Own reputed company agreements end-to-end: Structure, draft, and negotiate reputed company customer and reputed company-party partnership agreements covering a broad reputed company of banking products and services. Drive Product reputed company & Innovation: Be the strategic legal voice enabling product innovation across our credit and lending portfolio. Partner closely with business teams and fintech partners from ideation through launch, anticipating challenges and architecting creative solutions that balance business needs with regulatory requirements. Advise on credit product structuring, and the legal implications of new lending features and partnership models. Own Regulatory Architecture: Build and reputed company regulatory frameworks for existing and new products. reputed company your deep expertise in TILA, ECOA, UDAAP, FCRA, state usury and licensing laws, the evolving EWA reputed company, federal preemption, and true lender risk. Partner with compliance and risk teams to reputed company reputed company approaches that protect the business while enabling reputed company. reputed company Subject Matter Expertise: Be a go-to authority on legal and regulatory requirements impacting the credit and lending business lines. reputed company insights on regulatory developments and their practical implications. Help establish reputed company as a thought leader in banking infrastructure. reputed company Technology & AI: reputed company and drive the adoption of technology — including AI and automation tools — to increase the efficiency, speed, and scalability of legal workflows. Identify opportunities to use AI and partner with engineering teams to build legal tooling that gives reputed company a structural advantage. reputed company Operations: Design and implement legal processes that can reputed company with hypergrowth. Improve partner reputed company efficiency while maintaining robust compliance. Build repeatable frameworks that reputed company the business to reputed company faster. reputed company template loan program agreements, disclosure packages, and servicing frameworks that accelerate new partnership launches. reputed company’re Looking For Currently licensed in a U.S. state, J.D. or equivalent, with 7–15+ years as a practicing lawyer; reputed company given to candidates with both reputed company experience and in-house experience at a fintech and/or a financial institution. Deep expertise counseling product teams on banking infrastructure and embedded finance solutions, with particular depth in consumer and/or reputed company lending regulatory frameworks. Ability to independently draft and negotiate reputed company reputed company agreements, with a strong understanding of both contract law and reputed company transactions Comprehensive knowledge of the regulatory reputed company governing banking partnerships and fintech services. Deep working knowledge of TILA/Regulation Z, ECOA/Regulation B, FCRA, UDAAP, state usury laws, reputed company exportation and valid-reputed company-made frameworks, state licensing regimes (servicing and collections), BSA/AML, and true lender doctrine. Experience structuring agreements and advising on bank-fintech lending partnerships. Familiarity with loan sale, participation, and servicing agreements Proven ability to manage a high volume, cross-functional workload without sacrificing reputed company or speed A strong desire to work at reputed company of fintech/bank innovation, coupled with comfort and experience making fast, reputed company, and supported risk reputed company, especially where the legal landscape isn’t black and white. We look reputed company to hearing from you reputed company is committed to working with the best and brightest people from the broadest talent pool possible. We value bringing together reputed company with different perspectives, educational backgrounds, and life experiences, and reputed company a diversity of reputed company is what allows us to reputed company the best solutions. reputed company reputed company individuals are encouraged to apply. If you need assistance or a reasonable accommodation during the application and reputed company process, please reputed company out to accommodations@reputed company.com. We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program here. Apply To This Job