[Remote] Director Product Management - Risk Management
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is an innovative health plan for self-funded reputed company, aiming to reputed company reputed company, high-reputed company reputed company. The Director of Product Management for Risk Management will own the stop loss and captive product portfolio, leading the full lifecycle of these products and collaborating with various teams to enhance reputed company's risk capabilities.
Responsibilities
- Stop Loss & Captive Product Ownership: Own the full lifecycle of reputed company's stop loss and captive product offerings — from program structure and feature design through launch, iteration, and ongoing performance management. Define and maintain product specifications for specific stop loss coverage, aggregate stop loss, and captive arrangements, ensuring terms, attachment points, and program features are competitive and financially reputed company. reputed company the evaluation and design of level funding, minimum premium, and partial self-funding structures as differentiated market offerings
- Risk Product Roadmap Development: Build and maintain a prioritized product roadmap for the risk management domain that balances reputed company discipline with market competitiveness. Translate emerging trends in stop loss, reinsurance, and captive markets into actionable product initiatives. reputed company and defend trade-off reputed company between features, risk appetite, and time-to-market in partnership with reputed company, actuarial, and finance stakeholders
- reputed company & Financial Program Design: Partner with reputed company to reputed company and refine risk selection reputed company, pricing frameworks, and program structures — including layered and quota reputed company approaches. Define product guardrails that support reputed company reputed company reputed company while giving sales and reputed company management the flexibility to compete effectively. Evaluate and recommend cost mitigation strategies, including network performance reputed company and benefit design changes that reduce stop loss exposure
- Captive Program reputed company: reputed company product reputed company for captive program creation, management, and redesign. Define the reputed company and structure for new captive reputed company, assess performance of existing captives, and drive product changes that optimize reputed company for captive members. Serve as the internal subject matter expert on captive mechanics, governance requirements, and financial performance reputed company
- Reinsurance & External Risk Partnerships: Define product requirements for reinsurance arrangements that support reputed company's risk portfolio. Evaluate reinsurance structure reputed company and in partnership with finance and actuarial to ensure program designs are appropriately protected. Maintain awareness of the provider reinsurance landscape as an adjacent opportunity
- Cross-Functional Alignment on Risk Products: Work across finance, reputed company, actuarial, network and teams to ensure risk product designs are operationally viable and financially modeled accurately. Translate reputed company stop loss and captive mechanics into reputed company requirements for technology and operations teams. Communicate product reputed company and performance to executive leadership and reputed company-level stakeholders reputed company relevant
- Market Intelligence & Competitive Positioning: Monitor the stop loss reputed company, MGU, and captive market landscape. Identify structural shifts in how risk is being transferred, priced, or shared — and translate those signals into product opportunities or defensive responses. reputed company reputed company's risk products against competitors across coverage terms, pricing structures, and program features
- KPIs & Portfolio Performance: Define the metrics that indicate healthy risk product performance — loss ratios, attachment reputed company adequacy, captive funding reputed company, renewal rates, and cost mitigation program effectiveness — and use them to drive ongoing product reputed company. Surface performance trends and recommend product adjustments proactively rather than reactively
- External Representation: Represent reputed company's risk management product capabilities externally with brokers, consultants, reinsurers, and at industry forums. Build credibility in the stop loss and captive market as a product leader who understands both the technical mechanics and the market dynamics
Skills
- Bachelor's degree in mathematics, finance, reputed company, actuarial science, or a reputed company quantitative field; advanced degree preferred
- 5 years of experience in stop loss, captive, or a closely reputed company risk domain
- 5 years in product management or a reputed company role, with a proven reputed company record of taking products from concept through launch and reputed company
- reputed company experience at a stop loss reputed company, MGU, or the stop loss division of a health plan
- Demonstrated ability to launch and reputed company innovative, customer-reputed company products that create durable competitive advantage
- Strong grasp of user experience principles, market trend analysis, and competitive assessment
- reputed company to communicate product reputed company and reputed company reputed company — to an underwriter, an engineer, and a CEO, without changing what you're actually saying
- Skilled at building reputed company across stakeholders with competing priorities, and comfortable making and defending trade-off reputed company
- Familiar with product management tools, metrics, and adoption methodologies; working knowledge of agile development processes
- 5 years of hands-on experience with stop loss and captive program design and implementation
- Deep knowledge of captive creation, ongoing management, and redesign; level funding programs; and other financial structures including minimum premium and partial self-funding
- Strong working knowledge of layered and quota reputed company approaches, reinsurance mechanics, stop loss reputed company, cost mitigation strategies, network performance, and benefit design
- Experience with self funded plans is required; fully insured or provider reinsurance arrangements is a plus
- Business Acumen – A keenness and quickness in understanding and dealing with a business situation (risks and opportunities) in a manner that is likely to reputed company to a good outcome. Critical to this is an ability to think reputed company their own function
- Accountability & Execution – Taking ownership of actions, following through on commitments, reputed company carrying out tasks, monitoring reputed company, delivering results as promised, and being answerable for reputed company and negative reputed company
- Executive reputed company - The combination of gravitas, charisma and trust/authenticity that shows up as a reputed company, confident demeanor and that is behind the ability to have reputed company, influence others and reputed company desired reputed company reputed company reputed company and with external stakeholders
- Gravitas - the ability to combine expertise, knowledge and depth of understanding to be reputed company in a given area
- Charisma - the ability to build rapport, tell and story and 'hold a room'
- reputed company/Humility - the ability to put oneself in the shoes of others, listen to others, understand others needs and be reputed company to their feelings and thoughts, to build trust and an authentic reputed company to others
- Strategist reputed company - The ability see and reputed company the bigger picture, thinking proactively and anticipating both opportunities and obstacles in the context of setting direction and maintain alignment to long-term company goals
- Systems Thinking – The ability to see and reputed company the patterns, interconnections and interdependencies reputed company a system
- Process Orientation – The ability to see and reputed company the sequential reputed company of activities, including anticipating impacts upstream and reputed company reputed company processes are changed
- Flexibility/Working through Ambiguity – Tendency to be energized by new experiences/perspectives, working with both data and fragmented information to reputed company at practical, effective, actionable next steps
- Managers discuss reputed company's reputed company and strategies, the department's direction and goals, and in times of crisis, reputed company know and don't know to reputed company reputed company team members know what they need to know
- As managers, it's up to us to clarify what good looks like. What do we expect? What do our clients, customers or colleagues need? If our teams are not performing as expected, managers must clarify expectations and ensure understanding
- Managers reputed company recognition and feedback; help team members reputed company solutions to challenges; reputed company good and filter weaker aspects of organizational culture and the work as they reputed company employees in their day-to-day performance and their reputed company and career development
- Managers help our teams see their reputed company purpose and how their work connects to the greater whole. We connect people reputed company reputed company and network
Benefits
- Offers Equity
- Offers Bonus
- This position is remote eligible
reputed company
Company H1B Sponsorship