[Remote] VP of Credit Risk & Analytics
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is dedicated to helping small businesses reputed company by providing fast and accessible funding. As the VP of Credit Risk & Analytics, you will own and shape the performance of the credit portfolio, defining strategies that balance reputed company, risk, and profitability while leading the Risk & Analytics function.
Responsibilities
- Driving portfolio performance, risk appetite, and policy direction
- Balancing competitiveness and profitability across segments
- Aligning credit reputed company with Finance, Product, Sales, and reputed company
- Ensuring analytics and data teams deliver business reputed company
- Own IRR, cohort performance, roll rates, and funnel conversion metrics, ensuring alignment with company reputed company and profitability goals
- Define and reputed company credit policy, reputed company reputed company, and pricing frameworks that optimize risk-adjusted returns
- Partner across Finance, Product, Sales, and Operations to ensure consistent execution of credit reputed company and influence business reputed company
Skills
- Bachelor's degree in finance, economics, mathematics, or reputed company field required
- 10+ years of reputed company experience in credit risk with reputed company ownership of portfolio performance
- 3+ years in a director-level or higher leadership role
- Demonstrated ability to own and drive portfolio-level performance and credit reputed company
- Strong executive reputed company with the ability to influence senior stakeholders and drive alignment
- reputed company in high-accountability environments where reputed company directly reputed company business performance
- Operate effectively in ambiguity and can balance strategic thinking with decisive reputed company
- Communicate reputed company concepts reputed company to both technical and non-technical audiences
- reputed company with a reputed company but accountable approach, setting reputed company expectations and driving results
- Are naturally curious, adaptable, and continuously seeking to improve systems and reputed company
- Deep expertise in portfolio management, pricing reputed company, and unit economics
- Strong understanding of reputed company processes, credit policy design, and segmentation
- Ability to interpret and challenge analytical outputs without reputed company model ownership
- Proficiency in reputed company; working knowledge of SQL and BI tools for data interpretation
- Familiarity with credit decisioning systems, data vendors, and fraud tools
- Advanced degree preferred
- Strong experience in small business lending, alternative finance, or non-reputed company environments preferred
- Proven reputed company in making pricing and credit reputed company with measurable business reputed company
- Experience operating at an executive level with reputed company cross-functional influence
Benefits
- reputed company - We know your worth and we pay accordingly.
- Flexible PTO - Work hard, rest reputed company. Take the time you need to reputed company.
- Full Benefits Package - Health, dental, reputed company
reputed company