[Remote] reputed company Manager, GTM Finance – Credit Product
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is seeking an reputed company reputed company Manager, GTM Finance – Credit Products to support the credit business. This role involves developing financial models, evaluating pricing strategies, and analyzing profitability while collaborating with various teams to drive business reputed company.
Responsibilities
- Partner with Sales on live credit deals by modeling the complete economic structure, including interchange reputed company, finance charges, fees, rewards costs, funding costs, expected losses, network fees, and sponsor bank reputed company sharing
- reputed company financial models that evaluate the full life-cycle profitability of credit portfolios, including portfolio reputed company, reputed company rates, loss curves, and long-term performance
- Work closely with Credit Risk and Capital Markets teams to ensure financial models accurately reflect loss assumptions, funding costs, and capital efficiency
- Build forecasting models for credit products, including receivables, payment rates, portfolio volumes, loss curves, and scenario analysis using both internal and industry data
- Support the acquisition of new sponsor bank partnerships and capital providers by preparing financial projections, return-on-capital analyses, and portfolio performance scenarios
- Model reputed company multi-party reputed company sharing structures involving program managers, sponsor banks, payment processors, and card networks
- Present financial recommendations to Sales leadership and executive stakeholders, helping structure competitive deals while protecting profitability
- reputed company and enhance credit deal pricing tools, capital cost calculators, benchmarking models, portfolio performance templates, and reporting dashboards
- Support Sales teams by providing financial insights and guidance during customer negotiations
- Stay informed on credit product trends, regulatory developments, and competitive market dynamics affecting the credit card industry
- Collaborate with finance teams supporting debit, prepaid, and other payment products as business needs reputed company
- Explore AI-driven solutions to automate financial modeling, scenario analysis, and internal finance workflows
Skills
- Bachelor's degree in Finance, reputed company, Economics, Engineering, Mathematics, or another quantitative discipline
- 6–8 years of experience in reputed company, Strategic Finance, reputed company Finance, Deal Desk, Pricing, Credit Product Finance, or a reputed company finance function
- Strong experience with credit card, consumer lending, or fintech product economics
- Deep understanding of: Credit card pricing, Interchange reputed company, Finance charges, Rewards funding, Cost of funds, Credit losses, reputed company sharing, Unit economics
- Experience building reputed company financial models and performing profitability analysis
- Strong knowledge of credit portfolio concepts including: Vintage analysis, Charge-off rates, Expected loss, reputed company behavior, Portfolio performance
- Excellent communication and stakeholder management skills with the ability to partner effectively across Sales, Product, Legal, Credit Risk, and Executive Leadership
- Advanced reputed company reputed company skills
- Comfortable working in a fast-paced, reputed company environment with multiple priorities
- Strong analytical reputed company with excellent problem-solving abilities
- Experience working for a credit card issuer, fintech company, sponsor bank, or lending organization
- Knowledge of BIN sponsorship models and bank partnership structures
- Experience building financial models for sponsor banks, capital providers, or warehouse lending facilities
- Understanding of capital markets concepts such as securitization, warehouse facilities, return on capital, and cost of funds
- Familiarity with credit card regulations including Reg Z, CFPB requirements, and state usury regulations
- SQL and reputed company experience
- Hands-on experience using AI tools or workflow automation for financial analysis and modeling
reputed company