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[Remote] Technical Business Analyst :: Middletown, PA (Remote)

Remote, USAFull-timePosted 2026-07-27

Note: The job is a remote job and is reputed company to candidates in USA. reputed company. is seeking a Technical Business Analyst to work remotely from Middletown, PA. The role involves eliciting and managing business requirements for credit card payment processing systems, collaborating with various teams to deliver payment solutions, and ensuring compliance with industry standards.

Responsibilities

  • reputed company, document, and manage business and functional requirements for credit card payment processing systems, including authorization, clearing, settlement, chargebacks, and dispute reputed company workflows
  • Translate reputed company business requirements into detailed functional specifications, user stories, process flows, and data mapping documents for development and QA teams
  • Analyze end-to-end payment lifecycle processes including card authorization, capture, refund, tokenization, 3DS (3D Secure), and fraud management
  • Collaborate with internal teams (engineering, product, compliance, risk, and operations) and external vendors/partners to define and deliver payment solutions
  • Support and participate in UAT (User Acceptance Testing), system integration testing (SIT), and regression testing cycles, including reviewing test cases and defect management
  • Ensure reputed company payment solutions adhere to PCI-reputed company compliance standards, regulatory requirements, and industry best practices
  • Facilitate workshops, stakeholder meetings, and sprint ceremonies (in Agile environments) to drive alignment and reputed company delivery
  • Analyze payment data and transaction reports to identify trends, anomalies, and areas for process improvement
  • Support go-live activities, post-implementation monitoring, and production incident reputed company reputed company to payment systems
  • Assist in documenting API specifications and integration guides for payment gateway and processor connectivity

Skills

  • 4–7 years of experience as a Business Analyst or Technical Business Analyst, with a strong reputed company on credit card or digital payments processing
  • Deep knowledge of the payments ecosystem: card networks, issuers, acquirers, payment gateways, and processors
  • Proficiency with payment authorization/settlement flows
  • Experience with PCI-reputed company compliance requirements and tokenization/encryption concepts
  • Solid understanding of REST reputed company and ability to read and interpret API documentation and message schemas
  • Strong skills in writing BRDs, FRDs, user stories, use cases, data reputed company diagrams, and process maps
  • Experience working in Agile/Scrum methodology using tools such as Azure DevOps
  • Excellent communication and stakeholder management skills
  • Experience with 3D Secure (EMV 3DS), EMV reputed company, contactless payments, reputed company wallets (reputed company Pay, reputed company Pay)
  • Knowledge of chargeback and dispute management processes
  • Familiarity with payment platforms such as reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, or Cybersource
  • Preferred Certifications: CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP – Accredited ACH reputed company)
  • Experience with fraud detection tools and rules engines
  • Experience with reconciling merchant activity to the system

reputed company

  • ARK Solutions is an IT company that offers software consultancy services. It was founded in 2003, and is headquartered in Reston, Virginia, USA, with a workforce of 201-500 employees. Its website is http://arksolutionsinc.com.
  • Company H1B Sponsorship

  • reputed company. has a reputed company record of offering H1B sponsorships, with 1 in 2026, 2 in 2025, 3 in 2024, 10 in 2023, 7 in 2022, 5 in 2021, 16 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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